Should I Repair or Replace my Roof?
You’ve probably heard the phrase “waste not, want not,” but you also know that there’s a time when getting something new is just smarter than repairing what’s beyond help. When it comes to your roofing, though, it can be hard to weigh your options and reconcile these two lines of thinking. A new roof is certainly an investment, but where do you draw the line in regards to your current one in terms of repair costs?
Haggerty Windows & Siding, your roof replacement services and roof repair pros, are here to guide you through the process. Below, we’ll pose some questions whose answers can steer you towards the right decision for your home and pocketbook.
How Old Is Your Roof?
Age is more than just a number when it comes to roofing. Though roofs reaching the end of their life expectancy in terms of shingles can still function very well, your insurance company might not think as such, and this can directly affect your coverage levels—and if you can get covered in the first place.
According to Insurance.com, which helps homeowners find the best policies for their investments, “some insurance companies disapprove of renewing existing homeowner insurance on houses with 20 years old roofs unless they pass a roof inspection.” Other companies outright won’t write new policies, the site also says, for roofs that exceed 20 years in age.
Long story short: it pays to consult your policy and coverage before making any major roofing decision.
What Caused the Damage?
If we’re talking about a garden-variety storm damage issue, then roof repair is usually well within conventional budgets, especially if insurance is involved, making it the obvious choice. If, on the other hand, insurance won’t cover the damage and repair therefore gets pricey, you may benefit from a full replacement instead to get more bang for your buck.
How Long Are you Planning on Staying in the Home?
A new roof is a substantial investment—though a worthwhile one, of course. Should you choose to go this route, you’ll want to stick around in your home for quite a while, so that you get the most out of your money and can enjoy your fresh exterior. Provided your realtor doesn’t recommend a new roof, if you’re moving out soon, you might consider repair.
Contact Haggerty Windows & Siding: We’ve Got What Covers Your Home Covered
Whether you need a roof repair contractor or a roof replacement company, we’re here to help. Reach our Urbandale office today at 515-953-6999.